Conventional Financing for a New or Used Car or Truck

If you want to go out and find that perfect car or truck, either new or used, and you like visiting the dealerships and making your best deal, you can still count on your credit union for great financing. Or maybe you may want to buy Uncle Fred's old SUV. We suggest that you see us first to get pre-approved on your low-cost credit union loan. After getting pre-qualified, go out and see the dealers (or Uncle Fred), knowing you have excellent financing and cash to make your best deal on the spot. What could be better? To apply online for an auto loan click here.

Take the worry and hassle out of vehicle buying. Think Banner Federal before you go shopping for that new or used vehicle and always ask for Credit Union financing.

Boats, RV, Motorcycles and More

We offer financing on most types of recreational vehicles at competitive rates and flexible terms. If you’re are looking for some freedom on the open road or dreaming about that boat you’ve always wanted, Think Banner Federal First!

New or used, we have financing for you:

• Boats
• Trailers
• Toy Haulers
• Personal Water Crafts
• ATV’s
• Motorcycles
• Motor Homes

Call one of our loan specialists for more details and to get started today at (602) 254-5291 Option 6.

Credit Union Advantage

Save money and time by shopping for your new or used vehicle at the Dealer. Remember to ask for the “Credit Union Advantage” which will give you:

• A fleet discount with no price haggling on new autos
• Low-cost credit union financing
• On-the-spot loan approval
• Quick service and possession of your vehicle
• Credit Life/Disability with reduced credit union premiums

Here’s how it works: Dealers all over the valley are members of the Credit Union Advantage program. You can simply go in and ask for the Credit Union Advantage representative and identify yourself as a Banner Federal Credit Union member. You will receive special pricing arranged exclusively for credit union members. Then your loan is processed at our low rates, giving you the best of all possible deals. It’s truly a hassle-free way to make a great deal on a car or truck.

Call today to get more information 602-254-5291, Option 6.

SouthWest Auto Consultants

Making Your Auto Buying Experience Pleasurable.

Buying a car? Dreading it? Cringing at the thought of talking with a car salesman?

Then let Banner Federal Credit Union and Southwest Auto Consultants help you make your next auto experience pleasurable!

Southwest Auto Consultants work with all dealerships to obtain the lowest price. They use their knowledge to get rebates, incentives and special financing offered by dealerships. By using their market skills, they can negotiate the selling price for you. No sales pressure - no sales person. Southwest Auto Consultants works for you, not the dealers. They will give you the guaranteed lowest price including their advisory fee.

If you like the price and the vehicle, with approved financing by Banner Federal Credit Union, you could be picking up that new vehicle now.

• Call Southwest Auto Consultants at 480-895-7595
• Fax them at 480-895-7571 or
• E-mail them at lgallaugher@wbhsi.com

The Enterprise Difference

Get a great deal on a gently used vehicle from Enterprise Auto Sales.

 

Experience our Perfect Used Car Package®.

Enterprise Car Sales has more than 120 makes and models of used cars, trucks, vans and SUVs. Offering no-haggle pricing so you can avoid unpleasant negotiations and back each vehicle with one of the industry's best used car warranties. You'll be pleased with our people and low-pressure sales approach that puts your needs first.

Guaranteed Asset Protection GAP

GAP Insurance can help protect you against monetary loss in the event your vehicle is totaled in an accident or stolen. GAP pays the difference between what you still owe on your loan and what your insurance company will pay. With Banner Federal’s low one-time cost, you will not only save money but you will also have peace of mind knowing your loan will be paid (may not include late charges, skipped payments, or force-placed insurance).

You must have a Banner Federal auto loan to purchase our GAP Insurance. You may purchase this coverage up to one year after the effective date of the loan. For further details, please call our loan department at (602) 254-5291 Option 6.

Loan Protection Insurance

Protect yourself and your family when you borrow by adding Loan Protection Insurance to your loan. For a very small amount added to your monthly payment, you gain valuable protection. Loan Protection Insurance is credit insurance directly tied to your loan. Loan Protection Insurance pays off the loan (or reduces it) if the borrower dies or will take over the payments if the primary borrower becomes disabled. Ask your loan officer to show you how these insurance products can protect you and your family from financial loss in the event of an accident or death while your loan is in repayment.

National Auto Care - Vehicle Service Contract

Service agreements protect car owners from the expense of repair in the event of their vehicles' covered mechanical breakdowns. Repair costs continue to rise. A service agreement can pay for costly repairs ranging from $300 for a water pump to $1,000 or more for engine and transmission work. Because of today's constantly changing automotive technology, repairs are more complex. A service agreement will give you peace of mind that your vehicle is being repaired by licensed technicians at the facility of your choice. You may also call our loan department for a quote on an existing vehicle at (602) 254-5291 Option 6.

Ask your loan officer about this important protection when you finance your vehicle. It can help you in your vehicle buying decision and in most cases the cost of this coverage can be included in your loan financing.

Auto Sales

On occasion, Banner Federal Credit Union has cars, trucks and SUV's for sale. Find a great deal on a car or truck by browsing our autos for sale.

Ask about our extended warranties and gap coverage.

Managed Risk Lender

Banner Federal Credit Union is a Managed Risk Lender. Managed Risk Lending involves setting a tiered pricing structure that assigns loan rates based on an individual's credit risk. The Credit Union adopted the Managed Risk Pricing so that we are able to be the lender of choice for our members by offering the best possible rate, based on each individual's credit history.

How to get a great deal buying a car.

Unlike other auto buying websites, AutoSMART will connect you with dealers that can help you get the vehicle that fits within your budget. Click here to learn more